I just spent the last hour setting up my accounts in Mint, to get a better picture of where our money goes. We have always had to keep a rather tight budget (a relative concept, I know. It is not one bit tight compared to so many)....I guess I should say, we have always had to keep a rather tight budget for our quality of living, meaning, we're not willing to do without the second bathroom just to save money. Since it's there. And we're not eating cheap Ramen noodles for most meals, except when we (kids) want to (Speaking of that, our 10yo is So Excited that he's now allowed to boil water, so he is going to make me My Very Own Ramen noodle lunch in a few minutes . And I will be So Grateful, but I will secretly wish I'd have taught him to make marinated grilled kabobs instead of Ramen noodles.)
Back to money and budgeting and saving.... Since I was having a great time at Mint, I thought I'd tell you about it, too.
You might have heard of Mint before. It's a popular program that's online, free, fast to set up, and very secure. You put your accounts into Mint and then it downloads the information and places the deposits and credits into a budget. The budget is already set up for you, but you'll certainly want to tweak it to include your favorite monthly splurge.
That's about all I know about Mint, since I just started exploring it today, but I thought I'd share it with you, too, in case you want to go exploring with me. Only, not with me, thankyouverymuch, since you probably can afford a bigger splurge than me, and I don't want to get covetous.